The Millionaire Mind
I'm reading "Secrets of the Millionaire Mind" by a self-made, multi-millionaire named T. Harv Eker I'd never heard of before I received a review copy of his book. But I liked the title. And I always appreciate advice from people who've achieved the kind of success I want.
Plus, the timing was good. The book arrived on my desk last week, just as I was feeling completely overwhelmed from overcommitting at work. Of course, most of the pressure (as always) was self-imposed. After I read the story on mommy madness, I started thinking about all things I'd need before I was ready to start a family (namely, a higher position and salary and a lot more money in the bank). I'd wondered if I'd be able to earn (or save) enough money before I got pregnant. Or would I have to choose between spending time with my baby and having money to spend on him or her, like my friend who quit her job to stay at home then struggled to cover the costs of raising (even outfitting) her child? Would I be forced to go back to work before the baby was even old enough for daycare like several of my colleagues have? Could we afford a nanny? Or even daycare? Would we have to give up our apartment?
Then I came to a great chapter in Eker's book that addressed some of my questions. Eker argues that poor people see every situation as either/or. Rich people say, I can have both.
Now, we're not poor. We're not rich (yet) either. But I do know that I want the answer to be both, not either/or. I want to be able to have a successful career and to spend at least the first few months at home with my baby (without fear of losing income, promotion possibilities, or my sanity). And I want to have enough money to afford a decent daycare when I do choose to go back to work--or, preferably, a nanny. I want to have the freedom to be able to work at least part-time from home (or set my own hours) so the baby will spend as much time--or more--with me or my husband as she/he will with a daycare attendent or nanny.
Achieving these goals won't be easy I know. But I feel fortunate that I've still got time to make sure that I can have both a fulfilling and financially rewarding career and a family too.
If I start working harder (or smarter, at least) now, while we're still young and newly married without a mortgage or family but with plenty of time and energy to devote to making that money, I can get a lot closer to being able to answer "both" and no longer having to ask, what will I have to give up?
I may not have a lot of money (yet) to invest now, but I certainly have the time and the energy to invest. Now, I just need to figure out where to invest them for the best returns.
1 Comments:
We can raise alpacas for extra cash.
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